Letter of Map Revision 25-04-5733P for the City of Pigeon Forge is on FEMA’s July 9, 2026 list. The Federal Register of July 9, 2026 (Vol. 91, No. 130, pages 42543–42547, FR Doc. 2026-13900) lists the date of modification as September 11, 2026. Docket ID FEMA-2026-0002, Internal Agency Docket No. FEMA-B-2617. The community number is 475442.
This is not the live May 21, 2026 Pigeon Forge/Sevierville/unincorporated Sevier County LOMR 25-04-1916P. Different case number. Different date. This July 9 row names only the City of Pigeon Forge. It does not name Sevierville. It does not name unincorporated Sevier County. It is also not the countywide FIRMs effective November 13, 2026.
The notice says these flood hazard determinations “will be finalized on the dates listed in the table” and that the specific flood hazard determinations are not described for each community. It does not name streets, creeks, cabins, or parcels. Look the address up on the FEMA Map Service Center, then confirm the panel at City Hall, 3221 Rena Street, Pigeon Forge, TN 37863. This article is informational only. It does not promise coverage, price, eligibility, or that any particular building changed zone. A standard homeowners policy does not cover flood.
What FEMA published for the City of Pigeon Forge
The July 9 notice is FEMA’s “Changes in Flood Hazard Determinations” list. It lists communities where the addition or modification of Base Flood Elevations, base flood depths, Special Flood Hazard Area boundaries or zone designations, or the regulatory floodway, as shown on the Flood Insurance Rate Maps, is appropriate because of new scientific or technical data. The FIRM, and where applicable portions of the Flood Insurance Study report, have been revised through issuance of a Letter of Map Revision.
| Item | City of Pigeon Forge |
|---|---|
| Location and case No. | City of Pigeon Forge (25-04-5733P) |
| Chief executive officer | David Wear, City Manager, City of Pigeon Forge, P.O. Box 1350, Pigeon Forge, TN 37863 |
| Community map repository | City Hall, 3221 Rena Street, Pigeon Forge, TN 37863 |
| Date of modification | September 11, 2026 |
| Community No. | 475442 |
| Federal Register | July 9, 2026; Vol. 91, No. 130; pages 42543–42547; FR Doc. 2026-13900 |
| Docket | FEMA-2026-0002 / FEMA-B-2617 |
Source: Federal Register Vol. 91, No. 130 (July 9, 2026), FR Doc. 2026-13900, Tennessee: Sevier row. The LOMR is available for inspection at the community map repository and online through the FEMA Map Service Center at msc.fema.gov. The current effective community number must be used for all new policies and renewals: 475442.
The July 9 table printed P.O. Box 1350, Pigeon Forge, TN 37863 for the city manager and 3221 Rena Street, Pigeon Forge, TN 37863 for City Hall. The live May 21 case 25-04-1916P printed Mayor Kevin McClure, P.O. Box 1350, Pigeon Forge, TN 37868, and City Hall at 3221 Rena Street, Pigeon Forge, TN 37868. Same street for the repository. Different ZIP as printed. Different named official. Different case number. Use the row printed for 25-04-5733P.
The modifications follow section 201 of the Flood Disaster Protection Act of 1973, 42 U.S.C. 4105, the National Flood Insurance Act of 1968, 42 U.S.C. 4001 et seq., and 44 CFR part 65. The flood hazard determinations are in accordance with 44 CFR 65.4. From the date of the second publication of notification of these changes in a newspaper of local circulation, any person has 90 days in which to request through the community that the Assistant Administrator, Federal Insurance Directorate, Resilience reconsider the changes. The flood hazard determination information may be changed during the 90-day period. Submit comments and/or appeals to the chief executive officer of the community as listed in the table.
This is not 25-04-1916P, and it is not the Nov. 13 countywide FIRM
The live May 21 post covers case 25-04-1916P for the City of Pigeon Forge, the City of Sevierville, and the unincorporated areas of Sevier County, finalized May 21, 2026, communities 475442, 475444, and 470236, FR Doc. 2026-15946. That case named three communities. This July 9 row names one: the City of Pigeon Forge, case 25-04-5733P, September 11, 2026, community 475442. Same city community number. Different case. Different date.
The live Nov. 13 post covers FEMA’s countywide Flood Insurance Rate Maps for Sevier County and Incorporated Areas, effective November 13, 2026, Docket FEMA-B-2550. That is a countywide FIRM effective date, not this LOMR. Three Sevier map actions. Three different documents. Do not paste a May 21 panel onto a September 11 case number. Do not treat November 13 as this LOMR.
The July 9 table does not name the Little Pigeon River, a Parkway address, or any cabin. We are not going to invent them. Look the parcel up. If a search result says “Pigeon Forge LOMR” and no case number, check 25-04-5733P against 25-04-1916P before you print a panel.
Does a homeowners policy cover flood on a Pigeon Forge house or cabin?
No. A standard homeowners policy does not cover flood. Our Tennessee flood guide states that flooding is excluded from a standard HO-3. Rising water that inundates a structure from the ground is a flood question. It does not become a homeowners claim because the same storm also blew shingles off. Our May 21 Sevier LOMR post records the same exclusion on a different case number.
Flood coverage is written through the NFIP or a private flood market. Our Sept. 30 NFIP post records the typical NFIP new-policy waiting period as 30 days, with limited exceptions. None of those exceptions is a reason to wait until the next heavy rain. Sewer, drain, or sump backup is a third bucket, usually an endorsement, not flood insurance and not the base homeowners form. A short-term rental endorsement is a fourth conversation. It is not flood insurance.
If a structure is in an SFHA with a federally backed loan, is flood insurance required?
As a general federal rule, yes — that is a lender requirement, not a statement about a specific house or cabin. FEMA’s July 9 notice says the current effective community number is shown and must be used for all new policies and renewals. Whether LOMR 25-04-5733P will move a given parcel into or out of an SFHA is a map question for community 475442, not a sentence we can write from the Federal Register table.
If the map moves a structure out of the SFHA, the mandatory-purchase rule can fall away. The water does not read maps. If the map moves a structure in, ask the lender, in writing, which map date and community number it is using. Do not treat a listing screenshot as the determination. This is not a coverage or eligibility promise. See our Nov. 13 countywide FIRM post for the same lender question on a different map date.
How does a Pigeon Forge owner or buyer look up the revised panel?
Start on the Map Service Center. FEMA’s notice says revised flood hazard information is available online through msc.fema.gov and at the community map repository. Search the parcel or community number 475442. Note the panel, the printed zone, and whether the product date is on or after September 11, 2026. Compare it with the May 21, 2026 panel from case 25-04-1916P if that case already applied to the same parcel.
Then go to City Hall, 3221 Rena Street, Pigeon Forge, TN 37863. The Federal Register named that address as the map repository, not a street list. Bring the parcel address and any Map Service Center printout. If the structure sits outside the City of Pigeon Forge, community number 475442 is the wrong ID for this row. This July 9 notice did not list Sevierville or unincorporated Sevier County on case 25-04-5733P.
What should a Pigeon Forge owner or buyer do now?
- Look the parcel up on the FEMA Map Service Center under both map dates. Use community number 475442. Compare the panel in effect before September 11, 2026, with the revised panel at msc.fema.gov/portal/advanceSearch. If 25-04-1916P already applied, keep that May 21 printout in the same folder.
- Confirm the panel at City Hall, 3221 Rena Street. The Federal Register did not name streets. We are not going to invent them.
- Ask the lender, in writing, which map date and community number it is using. A dropped lender requirement is not the same as no flood risk, and a new requirement is not a statement we can make about a named cabin from the Federal Register table.
- Read the homeowners or dwelling declarations page. Confirm that flood is excluded and whether you already carry a separate flood policy. A short-term rental form is not flood coverage.
- If you need a flood policy, start the application before the next storm. A quote is not a bound policy. Typical NFIP new-policy waiting periods are 30 days, with limited exceptions recorded in our Sept. 30 NFIP post.
Bring the Map Service Center printouts and the declarations page to a free policy review. Call All Seasons Insurance Group at 865-263-1400 or request a quote at asigtn.com/get-a-quote.
What is LOMR 25-04-5733P, and when is the listed modification date?
It is the FEMA Letter of Map Revision for the City of Pigeon Forge in FR Doc. 2026-13900 (July 9, 2026). Listed date of modification: September 11, 2026. Community number 475442. Docket FEMA-2026-0002 / FEMA-B-2617. The notice does not list which buildings changed zone. It says the determinations will be finalized on the dates listed.
Is this the same map change as 25-04-1916P or the Nov. 13 countywide FIRM?
No. Case 25-04-1916P is Pigeon Forge, Sevierville, and unincorporated Sevier County, May 21, 2026. The Nov. 13 action is the countywide FIRM for Sevier County and Incorporated Areas. This case is 25-04-5733P, City of Pigeon Forge only, September 11, 2026, community 475442.
Does a homeowners policy cover flood in Pigeon Forge?
No. Flood is typically excluded from a standard homeowners form. Flood insurance is a separate NFIP or private policy. Typical NFIP new-policy waiting periods are 30 days, with limited exceptions. A short-term rental endorsement is not flood insurance.
How do I look up a Pigeon Forge parcel on the FEMA Map Service Center?
Use msc.fema.gov/portal/advanceSearch, community number 475442, and compare the pre-September 11 map with the revised panel. Confirm at City Hall, 3221 Rena Street, Pigeon Forge, TN 37863.
Seasons change. So should your coverage.
If you own or are buying in Pigeon Forge, do not stop at a zone letter from May. Call 865-263-1400 or get a free policy review at asigtn.com/get-a-quote. Informational only — not a flood-zone determination, coverage opinion, eligibility decision, or legal advice.
