The Tennessee Department of Commerce and Insurance makes certain insurance company rate and form filings available for public review through SERFF Filing Access (SFA), the NAIC System for Electronic Rate and Form Filing Access interface for Tennessee. TDCI’s monthly auto and homeowners consumer tables print the SERFF tracking numbers that bridge those public rows into SFA. Saving or printing through SFA is free of cost.
This guide is informational only. It does not invent a filing, promise coverage, price, or eligibility, or say any carrier will quote in East Tennessee.
By All Seasons Insurance Group
What is SERFF Filing Access for Tennessee?
TDCI’s SERFF Filing Access — Tennessee portal explains that the department uses SFA so interested parties can review public company filings online. Alternatively, consumers may contact (615) 741-2825 or [email protected] to make an appointment and use a public kiosk during normal business hours. Printing at that kiosk costs 50 cents per page. Help finding a filing: (615) 741-5074, Monday through Friday during normal business hours. SERFF technical help is a separate NAIC help desk at (816) 783-8990 or [email protected].
How do TDCI’s monthly auto and homeowners tables relate to SERFF?
TDCI posts monthly automotive and homeowners policy rate-change information filed through SERFF “to help consumers better understand and compare rate changes among insurers.” Each public row carries a company name, NAIC company code, SERFF tracking number, type of coverage, disposition date, overall rate impact, maximum, minimum, and policies affected. Those SERFF tracking numbers are the lookup keys for SFA.
| Public tool | What it prints | Stamp opened today |
|---|---|---|
| Monthly Auto Policy Rates | 14 PPA rows with SERFF IDs | As of June 2026; updated August 4, 2026, 8:56 a.m. |
| Monthly Homeowners Policy Rates | Homeowners / tenant rows with SERFF IDs | As of June 2026; updated August 4, 2026, 8:56 a.m. |
| SERFF Filing Access — TN | Public rate/form filing documents | Live portal; free save/print via SFA |
Source: TDCI monthly table pages and DataTable JSON opened September 1, 2026, plus the SERFF Filing Access Tennessee home page. Auto JSON: 14 rows. Example public auto SERFF IDs still on the table include ASRN-135021651 (InsureMax), SPIS-134998820 (Vault Reciprocal Exchange), and SFMA-134835034 (State Farm Mutual / Fire). Homeowners examples include CEIN-134915668 (Celina), CNNB-134761578 (Cincinnati), LEMO-134845419 (Lemonade), and PERR-134966210 (Wesco tenant).
What do the June 2026 auto and homeowners tables show today?
Opened today, both tables still read “As of June 2026” with a last-updated line of August 4, 2026, at 8:56 a.m. Every private-passenger auto row on that June table already has a prior All Seasons article or Mercury draft. The homeowners public set for Celina, Cincinnati, Lemonade, and Wesco tenant is likewise already covered. This guide does not clone those carrier posts. It explains how to move from a declarations page to a SERFF number without inventing one.
How can a Tennessean look up a filing without inventing a SERFF number?
- Pull the current declarations page and write down the issuing company name and, if printed, the NAIC code.
- Open the matching TDCI monthly table for auto or homeowners.
- Find the company row. Copy the SERFF tracking number exactly.
- Open SERFF Filing Access for Tennessee and search that tracking number or company.
- If the line of business is not on the monthly consumer table, use SFA search and TDCI’s (615) 741-5074 help line instead of guessing a tracking number.
Our live Cincinnati homeowners post walks SERFF CNNB-134761578 as a worked example of reading overall, max, min, and policies affected from the public JSON.
Is there an in-person option if the online filing is hard to read?
Yes. TDCI keeps a public kiosk for in-person review during normal business hours. Bring a USB drive if you want to save copies without paying the 50-cents-per-page print fee. Appointments: (615) 741-2825 or [email protected]. Computer problems with SERFF itself go to the SERFF Help Desk, not the Insurance Division’s filing-help line.
Does finding a SERFF filing mean that filing is your renewal?
No. Match the issuing company on the declarations page to the public row. A 3.200% overall on InsureMax ASRN-135021651 is not a household forecast for a driver whose page shows a different NAIC code. A 5.545% Cincinnati homeowners overall with a 53.793% maximum is not a finished premium. Compare the renewal offer to the current declarations page. Do not estimate. Do not round. Then read the percent against the printed minimum, overall, and maximum.
What if a renewal change sits outside the filed minimum and maximum?
Write down both premiums, the exact percent change, the SERFF tracking number, the NAIC code, and the disposition date. Then use TDCI File a Complaint for policies written in Tennessee. Mail goes to Consumer Insurance Services, 500 James Robertson Parkway, 10th Floor, Nashville, TN 37243. Questions: 615-741-2218 or 1-800-342-4029. Do not send an AI-generated summary as the complaint.
What should a Tennessee consumer do this week with SERFF Filing Access?
- Pull the declarations page for the policy that just renewed or is about to renew.
- Open the TDCI monthly auto or homeowners table if that is the line of business.
- Copy the SERFF tracking number from the public row that matches the issuing company.
- Open SFA for Tennessee and read the public filing.
- For a free policy review that walks the declarations page next to the public row, call All Seasons Insurance Group at 865-263-1400 or use asigtn.com/get-a-quote.
Seasons change. So should your coverage.
All Seasons Insurance Group can sit a declarations page next to a TDCI SERFF row and the SFA filing. That is a free policy review or quote—not a coverage promise and not a guarantee of eligibility or price. Call 865-263-1400 or request it at https://asigtn.com/get-a-quote/.
This article is informational only. It does not promise coverage, price, eligibility, or that any filing will change a specific reader’s premium.
Source links
- SERFF Filing Access — Tennessee
- TDCI Monthly Auto Policy Rates (as of June 2026; last updated August 4, 2026)
- TDCI Monthly Auto Policy Rates DataTable JSON
- TDCI Monthly Homeowners Policy Rates
- TDCI Monthly Homeowners Policy Rates DataTable JSON
- TDCI File an Insurance Complaint
- Cincinnati’s 5.545% Tennessee Homeowners Filing Still Allows a 53.793% Increase — 4,089 Policies
- Get a Quote — All Seasons Insurance Group
