Tennessee’s Department of Commerce and Insurance posted a private-passenger auto filing from State Farm Mutual Automobile Insurance Company, SERFF SFMA-134835034, disposition May 29, 2026. Overall rate impact is 0.000%. Individual impacts run from −17.440% to +18.450% across 1,212,042 policies.
Companion State Farm Fire and Casualty, same SERFF: 0.000% overall, −17.260% to +21.620%, 24,527 policies.
A 0% headline is a redistribution, not a freeze. This is not the 12.700% Shelter filing already on the blog.
| Company | Overall | Minimum | Maximum | Policies |
|---|---|---|---|---|
| State Farm Mutual Automobile Insurance Company | 0.000% | −17.440% | +18.450% | 1,212,042 |
| State Farm Fire and Casualty Company | 0.000% | −17.260% | +21.620% | 24,527 |
What a Tennessee driver should do
- Compare this week’s renewal to the current declarations page line by line.
- Check the billed percentage against the filed −17.440% to +18.450% range (Mutual) or −17.260% to +21.620% (Fire and Casualty).
- Separate a rate-filing change from a limit, deductible, discount, or endorsement change.
- If the percentage cannot be reconciled, TDCI Consumer Insurance Services can take the question.
This article is informational. It does not promise coverage, eligibility, or a savings amount.
Frequently asked questions
What did TDCI post for State Farm Mutual?
SERFF SFMA-134835034, disposition May 29, 2026. Overall 0.000%. Individual −17.440% to +18.450% on 1,212,042 policies.
Does 0% mean nobody’s premium changed?
No. 0.000% is the book-level overall. Individual policies can still move inside the filed range.
Is this the 12.7% Shelter filing?
No. Different company, different SERFF, different book.
Sources
Or call All Seasons Insurance Group at 865-263-1400.
Seasons change. So should your coverage. Informational only — not a coverage or eligibility promise.
