On March 17, 2026, the Tennessee Department of Commerce & Insurance’s Captive Insurance Section announced that 2025 was the sixth consecutive year Tennessee saw gains in the numbers of active cells and risk-bearing entities. TDCI regulates the Tennessee captive insurance industry and published year-end licensing and premium figures for 2025.
This article restates those public figures for Tennessee business readers who follow domicile trends. It is informational only — no licensing, eligibility, or coverage promise.
Seasons change. So should your coverage. For a free personal policy review, call 865-263-1400 or visit asigtn.com/get-a-quote/.
By All Seasons Insurance Group
What did TDCI announce about Tennessee captive insurance growth in 2025?
TDCI’s March 17, 2026 release states 2025 was the sixth consecutive year of gains in active cells and risk-bearing entities.
| Metric | TDCI figure |
|---|---|
| Release date | Tuesday, March 17, 2026 | 10:13am |
| Growth streak | Sixth consecutive year (2025) |
| New licenses in 2025 | 5 new captives and 50 new cells |
| Current counts | 184 captives and 703 cells |
| Active-cell growth 2024→2025 | 8% |
| Risk-bearing entity growth 2024→2025 | 6% overall |
| Premiums 2025 vs 2024 | $4.2 billion vs $2.9 billion |
Source: TDCI captive-growth release, March 17, 2026.
How many captives and cells did TDCI say Tennessee has?
TDCI said that at the end of 2025, five new captives and 50 new cells were licensed in Tennessee, and today Tennessee has 184 captives and 703 cells.
What growth percentages did TDCI report from 2024 to 2025?
TDCI reported an 8% growth in active cells and a 6% overall growth in risk-bearing entities from 2024 to 2025.
What premium totals did TDCI publish for 2024 and 2025?
TDCI said premiums rose in 2025 to $4.2 billion compared to $2.9 billion in 2024.
What is captive insurance, per TDCI’s description?
TDCI describes captive insurance as an option for businesses that want to take financial control and manage risks by underwriting their own insurance coverage rather than paying premiums to third-party insurers.
When were Tennessee’s captive statutes modernized, per TDCI?
TDCI says that after a significant modernization to Tennessee’s captive statutes in 2011, Tennessee has seen steady and significant growth in the captive market.
Does this article promise a business can form a captive in Tennessee?
No. It restates TDCI’s March 17, 2026 captive-growth release. It is informational only and does not promise licensing, eligibility, or results.
Where can a reader ask TDCI about captives?
TDCI lists (855) 809-0069 and [email protected]. For a personal-lines policy review with All Seasons, call 865-263-1400 or use asigtn.com/get-a-quote.
Seasons change. So should your coverage.
