On May 29, 2026, the Tennessee Department of Commerce and Insurance announced that the NAIC Life Insurance Policy Locator Service located insurance policies with $107,757,080 in benefits for Tennesseans during calendar year 2025 — breaking the prior record of $87.67 million set in 2024.
The locator is a free NAIC tool for beneficiaries, executors, or legal representatives seeking life insurance policies and annuity contracts after a death. This article restates TDCI’s public numbers. Informational only — no claim-payment or coverage promise.
Seasons change. So should your coverage. For a free policy review, call 865-263-1400 or visit asigtn.com/get-a-quote/.
By All Seasons Insurance Group
How much in life insurance benefits did the NAIC locator find for Tennesseans in 2025?
| Item | Detail |
|---|---|
| Announcement date | May 29, 2026 |
| Period | Jan. 1, 2025 – Dec. 31, 2025 |
| Benefits located (TN) | $107,757,080 |
| Prior record (2024) | $87.67 million |
| Tool | NAIC Life Insurance Policy Locator Service (free) |
| TDCI contact | Consumer Insurance Services 1-800-342-4029 / (615) 741-2218 |
Commissioner Carter Lawrence said the benefits are intended to help cover financial burdens such as medical bills, funeral costs, and other obligations after a loss.
What is the NAIC Life Insurance Policy Locator Service?
A free service developed by the National Association of Insurance Commissioners that helps beneficiaries, executors, or legal representatives locate life insurance policies and annuity contracts of deceased family members, clients, or friends.
Who announced the Tennessee 2025 totals, and when?
TDCI published the announcement on May 29, 2026. The dollar figure covers matches reported for calendar year 2025.
Does the locator track how much money beneficiaries actually received?
No. TDCI states the service does not track beneficiary information or claim payment after matches are reported, so there is no way to determine the amount actually returned to consumers. The total claim amount only includes amounts reported by companies tied to a match for a deceased person.
What should families try before using the locator?
TDCI recommends reviewing financial records for payments to an insurance company, then calling that company directly if documents point to a carrier.
Where can Tennesseans start a locator search?
Start with the NAIC locator guidance linked from TDCI’s announcement: Learn how to use the NAIC Life Insurance Policy Locator. For other consumer insurance questions, call TDCI Consumer Insurance Services at 1-800-342-4029 or (615) 741-2218.
Is this the same as Life Insurance Awareness Month?
Related theme, different announcement. September’s Life Insurance Awareness Month campaign is covered separately on our ASIG companion post. This piece is the May 29, 2026, locator-dollar totals.
Does this article sell a life policy or promise a claim payment?
No. It restates TDCI’s public announcement about a free NAIC tool. Individual results vary. Call 865-263-1400 or use asigtn.com/get-a-quote/.
Seasons change. So should your coverage.
Source links
- Over $107 Million in Life Insurance Benefits Located for Tennesseans in 2025 through NAIC’s Life Insurance Policy Locator Service
- NAIC — Learn how to use the Life Insurance Policy Locator
- National Association of Insurance Commissioners
- TDCI Reminds Consumers During Life Insurance Awareness Month
- TDCI Life Insurance Awareness Month tips (ASIG companion)
- TDCI Campus Fire Safety Month tips
- Get a Quote — All Seasons Insurance Group
