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Homeowner’s insurance covers a private residence, such as your home. It is a package policy that covers damage and losses to your house and property, as well as your legal responsibility for any injuries or property damage sustained by others while at your residence. We know that your home is a special place, which is why we offer coverage that will help to protect your family and ensure that you can recover quickly if disaster strikes. When you're in need of the best home insurance in Knoxville, Sevierville, or the surrounding area, we can help. Talk to us today about which coverage is right for you based on your home’s value and risk factors. Our agents can help you insure your home for the first time, or switch to one of our insurance carriers. Here are some of the various types of protection we offer with our homeowner’s insurance policies:
For structural damage to your house, as well as coverage for other non-business structures on your property in case of fire, weather, water, and other damages excluding flooding.
Protects against fire, theft, and loss, with limitations regarding valuable items.
In the event that someone makes a claim against you for injuries or damage sustained in your home or on your property.
Coverage for loss of use and additional living expenses if the space was rented out, excluding utility fees.
Additional coverages for money spent on reasonable repairs, damage to trees and shrubbery, collapse, debris removal, fire department changes, etc.