Letter of Map Revision 25-04-3514P for the Town of Arlington, Tennessee, is live. FEMA listed the modification date as June 3, 2026 in the Federal Register of August 6, 2026 (Vol. 91, No. 150, pages 50879–50882, FR Doc. 2026-15946). Docket ID FEMA-2026-0002, Internal Agency Docket No. FEMA-B-2608. The community number that must be used for all new flood policies and renewals is 470262.
The notice does not name streets, subdivisions, or parcels. Look the address up on the FEMA Map Service Center, then confirm the panel at the listed map repository: Township Hall, 5854 Airline Road, Arlington, TN 38003. This article is informational only. It does not promise coverage, price, eligibility, or that any particular house changed zone. A standard homeowners policy does not cover flood.
This case is not the live Pigeon Forge and Sevierville LOMR 25-04-1916P, which appears on the same August 6 table with a May 21, 2026 modification date. It is not the Sevier County countywide FIRMs effective November 13, 2026. It is not Maury 25-04-6346P, Williamson 25-04-1944P, Farragut 25-04-2233P, or Jefferson 26-04-0358P. And it is not the Texas City of Arlington row on the same table (25-06-0118P, community 485454).
What FEMA published for the Town of Arlington
The August 6 notice is FEMA’s “Changes in Flood Hazard Determinations” list. New or modified Base Flood Elevations, base flood depths, Special Flood Hazard Area boundaries or zone designations, and/or regulatory floodways as shown on the indicated Letter of Map Revision are finalized. Each LOMR revises the Flood Insurance Rate Maps, and in some cases the Flood Insurance Study reports, currently in effect for the listed communities. The Tennessee: Shelby row for this town is Town of Arlington (25-04-3514P).
| Item | Value |
|---|---|
| State and county | Tennessee: Shelby (FEMA Docket No.: B-2608) |
| Location and case No. | Town of Arlington (25-04-3514P) |
| Chief executive officer of community | The Honorable Mike Wissman, Mayor, Town of Arlington, P.O. Box 507, Arlington, TN 38002 |
| Community map repository | Township Hall, 5854 Airline Road, Arlington, TN 38003 |
| Date of modification | June 3, 2026 |
| Community No. | 470262 (must be used for all new policies and renewals) |
| Federal Register | August 6, 2026; Vol. 91, No. 150; pages 50879–50882; FR Doc. 2026-15946 |
| Docket | FEMA-2026-0002 / FEMA-B-2608 |
Source: Federal Register Vol. 91, No. 150 (Aug. 6, 2026), FR Doc. 2026-15946, Tennessee: Shelby — Town of Arlington row. Each LOMR is available for inspection at the community map repository and online through the FEMA Map Service Center at msc.fema.gov.
The modified flood hazard determinations follow section 206 of the Flood Disaster Protection Act of 1973, 42 U.S.C. 4105, the National Flood Insurance Act of 1968, 42 U.S.C. 4001 et seq., and 44 CFR part 65. The notice says 90 days have elapsed since newspaper publication and that any appeals have been resolved. Interested lessees and owners of real property are encouraged to review the final flood hazard information at the address cited for the community or online through the Map Service Center.
This is not Sevier 25-04-1916P, and it is not Texas Arlington
The same August 6 table lists three Sevier County rows for case 25-04-1916P: City of Pigeon Forge (community 475442), City of Sevierville (community 475444), and unincorporated areas of Sevier County (community 470236), all with a May 21, 2026 modification date. Those rows are already covered on this blog. They are not community 470262.
The same table also lists Texas: Tarrant County, City of Arlington (25-06-0118P), June 1, 2026, community 485454. That is a different state, different case number, and a different community number. If a search result says “Arlington” and “June,” check the state, the case number 25-04-3514P, and community 470262 before you print a panel.
This LOMR is also not the live Maury County case 25-04-6346P (April 2, 2026, community 470123), not Williamson 25-04-1944P (April 10, 2026, community 470204), not Farragut 25-04-2233P (February 10, 2026, community 470387), and not Jefferson 26-04-0358P (June 12, 2026, community 470097). Use community number 470262 and June 3, 2026 for this Town of Arlington row.
Does a homeowners policy cover flood on an Arlington house?
No. A standard homeowners policy does not cover flood. Our Tennessee flood guide states that flooding is excluded from a standard HO-3. Rising water that inundates a structure from the ground is a flood question. It does not become a homeowners claim because the same storm also blew shingles off.
Flood coverage is written through the NFIP or a private flood market. Our Sept. 30 NFIP post and the Jefferson County LOMR post both record the typical NFIP new-policy waiting period as 30 days, with limited exceptions. None of those exceptions is a reason to wait until the next heavy rain. Sewer, drain, or sump backup is a third bucket, usually an endorsement, not flood insurance and not the base homeowners form. The Town of Arlington public-works menu lists a stormwater and water-quality page and a homeowners drainage guide; those are drainage products, not a FIRM determination.
If a structure is in an SFHA with a federally backed loan, is flood insurance required?
As a general federal rule, yes — that is a lender requirement, not a statement about a specific house. FEMA’s August 6 notice says the current effective community number is shown and must be used for all new policies and renewals. Whether LOMR 25-04-3514P moved a given parcel into or out of an SFHA is a map question for community 470262, not a sentence we can write from the Federal Register table.
If the map moves a structure out of the SFHA, the mandatory-purchase rule can fall away. The water does not read maps. If the map moves a structure in, ask the lender, in writing, which map date and community number it is using. Do not treat a listing screenshot as the determination. This is not a coverage or eligibility promise. See our Jefferson County LOMR post for the same lookup method in a different community.
How does an Arlington owner or buyer look up the revised panel?
Start on the Map Service Center. FEMA’s notice says each LOMR is available online through msc.fema.gov and at the community map repository. Search the parcel or community number 470262. Note the panel, the printed zone, and whether the product date is on or after June 3, 2026.
Then go to Township Hall, 5854 Airline Road, Arlington, TN 38003. The Town of Arlington’s Planning and Development page is the local development desk. The Federal Register named Township Hall as the map repository, not a street list. Bring the parcel address and any Map Service Center printout. Reconsideration requests during the newspaper-notice window run through the community — the notice names Mayor Mike Wissman, P.O. Box 507, Arlington, TN 38002.
If the structure sits outside the Town of Arlington, community number 470262 is the wrong ID. The August 6 Tennessee: Shelby row named the Town of Arlington only. It did not name unincorporated Shelby County, Memphis, Lakeland, or Bartlett as the location for case 25-04-3514P.
What should an Arlington owner or buyer do now?
- Look the parcel up on the FEMA Map Service Center under both map dates. Use community number 470262. Compare the panel in effect before June 3, 2026, with the revised panel at msc.fema.gov/portal/advanceSearch.
- Confirm the panel at Township Hall. Repository: 5854 Airline Road, Arlington, TN 38003. The Federal Register did not name streets. We are not going to invent them.
- Ask the lender, in writing, which map date and community number it is using. A dropped lender requirement is not the same as no flood risk, and a new requirement is not a statement we can make about a named house from the Federal Register table.
- Read the homeowners declarations page. Confirm that flood is excluded and whether you already carry a separate flood policy. Our statewide flood guide walks the NFIP versus private split without treating a zone letter as a policy.
- If you need a flood policy, start the application before the next storm. A quote is not a bound policy. Typical NFIP new-policy waiting periods are 30 days, with limited exceptions recorded in our Sept. 30 NFIP post.
Bring the Map Service Center printouts and the homeowners declarations page to a free policy review. Call All Seasons Insurance Group at 865-263-1400 or request a quote at asigtn.com/get-a-quote.
What is LOMR 25-04-3514P, and when did it take effect?
It is the FEMA Letter of Map Revision for the Town of Arlington, Tennessee, in FR Doc. 2026-15946 (Aug. 6, 2026). Modification date: June 3, 2026. Community number 470262. Docket FEMA-2026-0002 / FEMA-B-2608. The notice does not list which buildings changed zone.
Is this the same map change as Pigeon Forge 25-04-1916P or Texas Arlington?
No. Pigeon Forge, Sevierville, and unincorporated Sevier County on the same August 6 table are case 25-04-1916P, May 21, 2026. Texas City of Arlington is 25-06-0118P, community 485454. This piece is the Town of Arlington, Tennessee, case 25-04-3514P, June 3, 2026, community 470262.
Does a homeowners policy cover flood in Arlington?
No. Flood is typically excluded from a standard homeowners form. Flood insurance is a separate NFIP or private policy. Typical NFIP new-policy waiting periods are 30 days, with limited exceptions.
How do I look up an Arlington parcel on the FEMA Map Service Center?
Use msc.fema.gov/portal/advanceSearch, community number 470262, and compare the pre-June 3 map with the revised panel. Confirm at Township Hall, 5854 Airline Road, Arlington, TN 38003. If the structure is outside the Town of Arlington, do not use 470262.
Seasons change. So should your coverage.
If you own or are buying in the Town of Arlington, do not stop at a zone letter from last year. Call 865-263-1400 or get a free policy review at asigtn.com/get-a-quote. Informational only — not a flood-zone determination, coverage opinion, eligibility decision, or legal advice.
