FEMA listed Letter of Map Revision 25-04-6346P for the unincorporated areas of Maury County with an April 2, 2026 date of modification and community number 470123. The rows appear in the Federal Register of January 29, 2026 (91 FR 3901–3904, FR Doc. 2026-01745) and again on June 11, 2026 (91 FR 35514–35517, FR Doc. 2026-11674, FEMA Docket No. B-2581).
A zone letter is not a condo policy. Maury County condo owners still need to read the association master policy and the unit-owner HO-6 side by side. This article is informational only. It does not promise coverage, price, eligibility, or that any unit changed flood zone.
By All Seasons Insurance Group
What flood-map case does Maury County’s April 2 notice list?
| Item | Unincorporated areas of Maury County |
|---|---|
| Case No. | 25-04-6346P |
| Chief executive officer | The Honorable Sheila Butt, Mayor, Maury County, 41 Public Square, Columbia, TN 38401 |
| Community map repository | Building and Zoning Office, 5 Public Square, Columbia, TN 38401 |
| Date of modification | April 2, 2026 |
| Community No. | 470123 |
| Federal Register | January 29, 2026; 91 FR 3901–3904; FR Doc. 2026-01745 — and June 11, 2026; 91 FR 35514–35517; FR Doc. 2026-11674 (FEMA Docket No. B-2581) |
Our live Maury County flood-map post covers the FIRM row. This companion is the condo stack: master policy, HO-6, and a separate flood conversation when the lender cites community 470123. Do not confuse this April 2 case with the separate June 1 Maury County LOMR 25-04-3682P.
Does a LOMR replace a condo HO-6 policy?
No. A Letter of Map Revision revises flood maps for the listed community. An HO-6 is the unit-owner form that typically sits under the association master policy. Mixing the two is how people underinsure interiors, improvements, and loss of use while staring at a zone letter.
What should a Maury County condo owner check on the master policy?
Ask the association or property manager for the current master policy declarations page and a plain-language walls-in / walls-out description. Note the deductible the association carries and what remains on the unit owner. Read the documents that exist rather than assuming.
Does a standard HO-6 cover flood?
Usually not. Flood is typically excluded from a standard condo unit-owner form. Flood coverage is a separate NFIP or private policy. Typical NFIP new-policy waiting periods are 30 days, with limited exceptions. Our Tennessee flood guide and the Map Service Center printout for community 470123 belong in different folders from the HO-6.
Where is Maury County’s community map repository?
Building and Zoning Office, 5 Public Square, Columbia, TN 38401, per the Federal Register rows. Confirm the panel there if the online printout and the lender letter disagree.
How do I look up a Maury County address on the FEMA Map Service Center?
Open msc.fema.gov/portal/advanceSearch. Use community number 470123. Compare the pre–April 2, 2026 panel with the revised panel. Save both printouts before you argue with a lender letter.
Is this the same map action as the Maury County flood-only post?
Same case. Different desk. The flood-only post is the FIRM revision. This post is the HO-6 and master-policy conversation that still matters after April 2, 2026.
What should a Maury County condo owner do this week?
- Request the master policy declarations and walls-in / walls-out description.
- Look the building up under community 470123 for both map dates.
- Keep any flood quote on a separate page from the HO-6.
- Match lender letters to community 470123 and the April 2, 2026 modification date.
- Bring the printouts to a free policy review at All Seasons Insurance Group, 865-263-1400.
Seasons change. So should your coverage.
All Seasons Insurance Group can line up a master policy page, an HO-6, and a Map Service Center printout without promising a zone outcome. Call 865-263-1400 or request a review at https://asigtn.com/get-a-quote/.
This article is informational only. It does not promise coverage, price, eligibility, or that any unit changed zone.
Source links
- Changes in Flood Hazard Determinations (FR Doc. 2026-01745)
- GovInfo PDF — FR-2026-01-29 / 2026-01745
- Changes in Flood Hazard Determinations (FR Doc. 2026-11674)
- GovInfo PDF — FR-2026-06-11 / 2026-11674
- FEMA Map Service Center — Advanced Search
- Maury County April 2 FEMA LOMR flood-map post
- Tennessee Flood Insurance: Everything Homeowners Need to Know in 2026
- Get a Quote — All Seasons Insurance Group
