Letter of Map Revision 25-04-3682P for the unincorporated areas of Maury County is on FEMA’s June 11, 2026 list. The Federal Register of June 11, 2026 (Vol. 91, No. 112, pages 35492–35496, FR Doc. 2026-11669) lists the date of modification as June 1, 2026. Docket ID FEMA-2026-0002, Internal Agency Docket No. FEMA-B-2610. The community number is 470123.
The notice says these flood hazard determinations “will be finalized on the dates listed in the table” and that the specific flood hazard determinations are not described for each community. It does not name streets, creeks, subdivisions, or parcels. Look the address up on the FEMA Map Service Center, then confirm the panel at the listed map repository: Maury County Building and Zoning Office, 5 Public Square, Columbia, TN 38401. This article is informational only. It does not promise coverage, price, eligibility, or that any particular house changed zone. A standard homeowners policy does not cover flood.
This case is not the live Maury County LOMR 25-04-6346P (April 2, 2026, same community 470123). Same county. Same unincorporated community number. Different case. Different date. It is not Franklin/Williamson 25-04-4708P. It is not Jefferson 26-04-0358P. Different counties. Different case numbers.
What FEMA published for unincorporated Maury County on case 25-04-3682P
The June 11 notice is FEMA’s “Changes in Flood Hazard Determinations” list. It lists communities where the addition or modification of Base Flood Elevations, base flood depths, Special Flood Hazard Area boundaries or zone designations, or the regulatory floodway, as shown on the Flood Insurance Rate Maps, is appropriate because of new scientific or technical data. The FIRM, and where applicable portions of the Flood Insurance Study report, have been revised through issuance of a Letter of Map Revision. The Tennessee: Maury row on this notice is one case number and one community number.
| Item | Unincorporated Maury County |
|---|---|
| Location and case No. | Unincorporated areas of Maury County (25-04-3682P) |
| Chief executive officer | The Honorable Sheila K. Butt, Mayor, Maury County, 41 Public Square, Columbia, TN 38401 |
| Community map repository | Maury County Building and Zoning Office, 5 Public Square, Columbia, TN 38401 |
| Date of modification | June 1, 2026 |
| Community No. | 470123 |
| Federal Register | June 11, 2026; Vol. 91, No. 112; pages 35492–35496; FR Doc. 2026-11669 |
| Docket | FEMA-2026-0002 / FEMA-B-2610 |
Source: Federal Register Vol. 91, No. 112 (June 11, 2026), FR Doc. 2026-11669, Tennessee: Maury row. Each LOMR is available for inspection at the community map repository and online through the FEMA Map Service Center at msc.fema.gov. The current effective community number must be used for all new policies and renewals. Use 470123 from the unincorporated county line, not from a city mailing address.
The modifications follow section 201 of the Flood Disaster Protection Act of 1973, 42 U.S.C. 4105, the National Flood Insurance Act of 1968, 42 U.S.C. 4001 et seq., and 44 CFR part 65. The flood hazard determinations are in accordance with 44 CFR 65.4. From the date of the second publication of notification of these changes in a newspaper of local circulation, any person has 90 days in which to request through the community that the Assistant Administrator, Federal Insurance Directorate, Resilience reconsider the changes. The flood hazard determination information may be changed during the 90-day period. Submit comments and/or appeals to the chief executive officer of the community as listed in the table. Interested lessees and owners of real property are encouraged to review the information at the address cited for the community or online through the Map Service Center.
This is not Maury 25-04-6346P, and it is not a street list
The live April 2 post covers case 25-04-6346P for unincorporated Maury County, April 2, 2026, community 470123, FR Doc. 2026-01745. That repository is also Building and Zoning at 5 Public Square, Columbia. This piece is case 25-04-3682P, June 1, 2026, the same community number, a different case, a different Federal Register notice, and a different docket (FEMA-B-2610, not FEMA-B-2581). Same county. Same community number. Two map actions. Do not paste April 2 onto a June 1 panel.
It is also not Franklin/Williamson 25-04-4708P, not Jefferson 26-04-0358P, not Dyersburg 24-04-5388P, not Mt. Juliet 25-04-4821P, and not the Sevier countywide FIRMs effective November 13, 2026. The June 11 table does not name Duck River, a Columbia street, or Spring Hill. We are not going to invent them. Look the parcel up. Our Spring Hill homeowners guide is a city insurance conversation. Spring Hill straddles Maury and Williamson. A Spring Hill mailing address is not community number 470123.
Does a homeowners policy cover flood on an unincorporated Maury County house?
No. A standard homeowners policy does not cover flood. Our Tennessee flood guide states that flooding is excluded from a standard HO-3. Rising water that inundates a structure from the ground is a flood question. It does not become a homeowners claim because the same storm also blew shingles off.
Flood coverage is written through the NFIP or a private flood market. Our Sept. 30 NFIP post and the April 2 Maury LOMR post both record the typical NFIP new-policy waiting period as 30 days, with limited exceptions. None of those exceptions is a reason to wait until the next heavy rain. Sewer, drain, or sump backup is a third bucket, usually an endorsement, not flood insurance and not the base homeowners form.
If a structure is in an SFHA with a federally backed loan, is flood insurance required?
As a general federal rule, yes — that is a lender requirement, not a statement about a specific house. FEMA’s June 11 notice says the current effective community number is shown and must be used for all new policies and renewals. Whether LOMR 25-04-3682P will move a given parcel into or out of an SFHA is a map question for community 470123, not a sentence we can write from the Federal Register table.
If the map moves a structure out of the SFHA, the mandatory-purchase rule can fall away. The water does not read maps. If the map moves a structure in, ask the lender, in writing, which map date and community number it is using. Do not treat a listing screenshot as the determination. This is not a coverage or eligibility promise. See our April 2 Maury LOMR post for the same lookup method on a different case number.
How does a Maury County owner or buyer look up the revised panel?
Start on the Map Service Center. FEMA’s notice says revised flood hazard information for each community is available online through msc.fema.gov and at the community map repository. Search the parcel or community number 470123. Note the panel, the printed zone, and whether the product date is on or after June 1, 2026. Compare it with the April 2, 2026 panel from case 25-04-6346P. Two case numbers can sit on the same community. Read both.
Then go to the repository: Maury County Building and Zoning Office, 5 Public Square, Columbia, TN 38401. The Federal Register named that address as the map repository, not a street list. Bring the parcel address and any Map Service Center printout. If the structure sits inside a city limit, community number 470123 is the wrong ID. A Columbia or Spring Hill mailing address is not a community number.
What should an unincorporated Maury County owner or buyer do now?
- Look the parcel up on the FEMA Map Service Center under both map dates. Use community number 470123. Compare the panel in effect before June 1, 2026, with the revised panel at msc.fema.gov/portal/advanceSearch. Also compare it with the April 2, 2026 panel from case 25-04-6346P.
- Confirm the panel at Building and Zoning, 5 Public Square, Columbia. The Federal Register did not name streets. We are not going to invent them.
- Ask the lender, in writing, which map date, case number, and community number it is using. A dropped lender requirement is not the same as no flood risk, and a new requirement is not a statement we can make about a named house from the Federal Register table.
- Read the homeowners declarations page. Confirm that flood is excluded and whether you already carry a separate flood policy. Our statewide flood guide walks the NFIP versus private split without treating a zone letter as a policy.
- If you need a flood policy, start the application before the next storm. A quote is not a bound policy. Typical NFIP new-policy waiting periods are 30 days, with limited exceptions recorded in our Sept. 30 NFIP post.
Bring the Map Service Center printouts and the homeowners declarations page to a free policy review. Call All Seasons Insurance Group at 865-263-1400 or request a quote at asigtn.com/get-a-quote.
What is LOMR 25-04-3682P, and when is the listed modification date?
It is the FEMA Letter of Map Revision for the unincorporated areas of Maury County in FR Doc. 2026-11669 (June 11, 2026). Listed date of modification: June 1, 2026. Community number 470123. Docket FEMA-2026-0002 / FEMA-B-2610. The notice does not list which buildings changed zone. It says the determinations will be finalized on the dates listed.
Is this the same map change as Maury 25-04-6346P?
No. Maury 25-04-6346P is unincorporated Maury County, April 2, 2026, community 470123, FR Doc. 2026-01745, docket FEMA-B-2581. This piece is case 25-04-3682P, June 1, 2026, the same community number, a different case, and docket FEMA-B-2610.
Does a homeowners policy cover flood in unincorporated Maury County?
No. Flood is typically excluded from a standard homeowners form. Flood insurance is a separate NFIP or private policy. Typical NFIP new-policy waiting periods are 30 days, with limited exceptions.
How do I look up an unincorporated Maury County parcel on the FEMA Map Service Center?
Use msc.fema.gov/portal/advanceSearch, community number 470123, and compare the pre-June 1 map with the revised panel. Confirm at Maury County Building and Zoning Office, 5 Public Square, Columbia, TN 38401. Also compare the April 2, 2026 panel from case 25-04-6346P.
Seasons change. So should your coverage.
If you own or are buying in unincorporated Maury County, do not stop at a zone letter from April. Call 865-263-1400 or get a free policy review at asigtn.com/get-a-quote. Informational only — not a flood-zone determination, coverage opinion, eligibility decision, or legal advice.
