FEMA listed Letter of Map Revision 26-04-0260P for the City of Rockwood and unincorporated Roane County with a September 17, 2026 date of modification and community numbers 475443 (Rockwood) and 470267 (unincorporated Roane). The rows appear in the Federal Register of September 10, 2026 (91 FR 57622–57627, FR Doc. 2026-18404, Docket FEMA-2026-0002 / FEMA-B-2623).
A zone letter is not a condo policy. Rockwood and Roane County condo owners still need to read the association master policy and the unit-owner HO-6 side by side. This article is informational only. It does not promise coverage, price, eligibility, or that any unit changed flood zone.
Seasons change. So should your coverage. For a free policy review, call 865-263-1400 or visit asigtn.com/get-a-quote/.
By All Seasons Insurance Group
What did FEMA publish for Rockwood and Roane County?
| Item | City of Rockwood | Unincorporated Roane County |
|---|---|---|
| Case No. | 26-04-0260P | 26-04-0260P |
| Chief executive officer | The Honorable Jason Jolly, Mayor, City of Rockwood, 110 North Chamberlain Avenue, Rockwood, TN 37854 | The Honorable Wade Creswell, Roane County Executive, P.O. Box 643, Kingston, TN 37763 |
| Community map repository | Building Inspection Office, 110 North Chamberlain Avenue, Rockwood, TN 37854 | Roane County Building Codes and Zoning, 308 North 3rd Street, Kingston, TN 37763 |
| Date of modification | September 17, 2026 | September 17, 2026 |
| Community No. | 475443 | 470267 |
| Federal Register | September 10, 2026; 91 FR 57622–57627; FR Doc. 2026-18404 | |
| Docket | FEMA-2026-0002 / FEMA-B-2623 | |
Our same-day Rockwood/Roane flood-map post covers this case as a FIRM story. This companion is the condo stack: master policy, HO-6, and a separate flood conversation when the lender cites community number 475443 or 470267.
Does a new flood-zone letter replace my HO-6 or the association master policy?
No. The Federal Register row revises flood-hazard information. It does not rewrite the association master policy or the unit-owner HO-6. Read both documents side by side before renewal or closing.
Does an HO-6 or the master policy cover flood in Rockwood?
Usually not. Flood is typically excluded from a standard HO-6 and from many master policies. Treat flood as a separate NFIP or private flood discussion. Informational only.
What does Tenn. Code Ann. § 66-27-413 require the association to insure?
Tennessee’s condo statute addresses association property insurance. Owners should still obtain the current master-policy certificate and declarations and compare walls, betterments, loss assessment, and contents to the HO-6. This is not legal advice.
What should a Rockwood or Roane County condo owner or buyer do now?
Confirm the community number on any lender flood letter, request the master-policy certificate, compare the HO-6 to the master, and request a free policy review at asigtn.com/get-a-quote/ or 865-263-1400.
What is LOMR 26-04-0260P, and when is the listed modification date?
Case 26-04-0260P is the Letter of Map Revision printed for Rockwood and unincorporated Roane County in FR Doc. 2026-18404. Modification date: September 17, 2026.
How do I look up a Rockwood unit on the FEMA Map Service Center?
Use msc.fema.gov advanced search, then confirm the panel at the Building Inspection Office in Rockwood or Roane County Building Codes and Zoning in Kingston.
Seasons change. So should your coverage.
Source links
- Changes in Flood Hazard Determinations (FR Doc. 2026-18404)
- GovInfo PDF — FR-2026-09-10 / 2026-18404
- FEMA Map Service Center — Advanced Search
- Rockwood/Roane Sept. 17 LOMR flood post (companion)
- Tennessee Flood Insurance Homeowners Guide 2026
- Pigeon Forge Condo Insurance HO-6 Master Policy Gaps
- Get a Quote — All Seasons Insurance Group
