The Tennessee Department of Commerce and Insurance publishes monthly automotive insurance policy rate-change information filed through the System for Electronic Rate and Form Filing. The table current as of June 2026 — last updated August 4, 2026, at 8:56 a.m. — lists Erie Insurance Company under SERFF tracking number ERAP-134830669. The disposition date is March 6, 2026. The overall rate impact is 0.000%. The maximum rate impact is 0.000%. The minimum rate impact is 0.000%. The listing shows 2,151 policies affected.
That book is not the 107,179-policy Erie Insurance Exchange row on the same SERFF. Same tracking number. Same disposition date. Same three zeros. Different NAIC company code. Different policy count. This article is about Erie Insurance Company, NAIC 26263, and the 2,151 policies TDCI printed on that company row.
By All Seasons Insurance Group
What did Tennessee post on the Erie Insurance Company row of ERAP-134830669?
TDCI says it posts the monthly auto table “to help consumers better understand and compare rate changes among insurers.” The Erie Insurance Company row is coded as 19.0001 Private Passenger Auto (PPA). Erie Insurance Company carries NAIC company code 26263. Erie Insurance Exchange on the same SERFF carries NAIC 26271 and 107,179 policies. Do not paste the Exchange count onto the Company row.
Those figures come from the live DataTable behind the public page. TDCI prints company name, NAIC code, SERFF tracking number, type of coverage, disposition date, overall rate impact, maximum, minimum, and policies affected.
| Company | NAIC | SERFF | Coverage | Disposition | Overall | Minimum | Maximum | Policies affected |
|---|---|---|---|---|---|---|---|---|
| Erie Insurance Company | 26263 | ERAP-134830669 | 19.0001 Private Passenger Auto (PPA) | 03/06/2026 | 0.000% | 0.000% | 0.000% | 2,151 |
Source: TDCI Monthly Auto Policy Rates, table current as of June 2026; live rows in the page DataTable JSON. Page last updated August 4, 2026, at 8:56 a.m. Figures copied from that JSON. No other percentages added.
Erie Insurance Company is named only because that row is public on TDCI. This article does not say the carrier will quote, renew, or remain available in East Tennessee. It does not say any reader is on this book.
Does a 0.000% overall on 2,151 policies mean every Tennessee Erie driver stays flat?
No. Not from this row alone. TDCI printed a true-zero overall, maximum, and minimum on 2,151 policies for Erie Insurance Company. That is not a freeze for the 107,179 Erie Insurance Exchange policies on the sibling row. It is not a freeze for the 1,212,042 State Farm Mutual policies on SFMA-134835034. It is not a household forecast for a driver whose declarations page shows a different NAIC code.
Do not copy a State Farm Mutual 18.450% ceiling onto ERAP-134830669. Do not copy a MemberSelect 12.300% ceiling onto this Company row. Do not copy an InsureMax ±15.000% swing onto a true-zero. TDCI printed 0.000% three times here, and printed 2,151 policies on NAIC 26263.
The table does not print a household premium or a new-business versus renewal effective date. It prints a disposition date: 03/06/2026. The renewal offer prints the new premium. The current declarations page prints what is already in force. This article does not forecast what any reader will pay.
How is this different from the live Erie Exchange article and from Root?
The live Erie Exchange post covers Erie Insurance Exchange, NAIC 26271, SERFF ERAP-134830669, disposition March 6, 2026: 0.000% / 0.000% / 0.000% on 107,179 policies. Same SERFF. Same date. Same three-zero pattern. Larger book. That article is Erie’s 0.000% Tennessee Auto Filing Stayed 0% — 107,179 Policies, No Individual Swing.
This piece is the Company row: NAIC 26263, 2,151 policies, same SERFF, same disposition. The Root article covers CLIN-134978668 on 8,322 policies. The GoAuto article covers GAIC-134905447 on 0 policies. Different companies. Different counts. If a renewal notice says “Erie filed 0%” and does not print NAIC 26263 or 26271, look the issuing company up on the declarations page before you paste either count.
What does a 2,151 policy count on a true-zero Company row actually mean?
It means TDCI printed 2,151 in the policies-affected column for Erie Insurance Company on this SERFF. It does not mean every Tennessee driver is on Erie Insurance Company. It does not mean the Exchange book is 2,151. It means the public monthly table lists this company against that count. The table does not explain how the book splits between Company and Exchange. This article does not invent a reason.
A driver’s declarations page is still the contract summary: vehicles, coverages, limits, deductibles, listed drivers, and the premium in force. If the issuing company is not Erie Insurance Company, NAIC 26263, this row does not describe that premium. If the issuing company is Erie Insurance Company, the printed individual range on this row is 0.000% to 0.000% on 2,151 policies. That is not a household forecast. Compare the renewal to the current declarations page. Do not round. Then read the percent against 0.000%, 0.000%, and 0.000%, and against the fact that TDCI listed 2,151 policies on this company.
How can a Tennessee driver look this filing up?
Start on the public table. Open TDCI Monthly Auto Policy Rates. The page header says “As of June 2026.” Find Erie Insurance Company, NAIC 26263, SERFF ERAP-134830669. Confirm that overall, minimum, and maximum all print 0.000% and that policies affected prints 2,151. Do not stop at the Erie Insurance Exchange row above or below it. That is NAIC 26271 and 107,179 policies.
To read the filing itself, use SERFF Filing Access for Tennessee. TDCI says certain rate and form filings are available there for public review. Saving or printing through SFA is free of cost. The department also keeps a public kiosk for in-person review during normal business hours. Printing at that kiosk costs 50 cents per page. For an appointment, the portal lists (615) 741-2825 and [email protected]. Help finding a filing: (615) 741-5074, Monday through Friday during normal business hours.
What should a Tennessee driver actually do this week?
Do the paperwork, not the guesswork. A 0.000% / 0.000% / 0.000% row with 2,151 policies is still a public row. The renewal and the current declarations page are the two documents that matter this week.
- Pull the current declarations page — the page, not a cropped phone photo of a premium total. Confirm the issuing company name and, if printed, the NAIC code.
- Pull the renewal offer for the same policy number.
- Line them up: vehicles, any VIN that is printed, listed drivers, liability limits, comprehensive and collision deductibles, and the premium.
- If the only material change is the premium, compute the percent change. Do not estimate. Do not round.
- Open the TDCI monthly auto-rate table. For this Erie Insurance Company row the printed numbers are 0.000%, 0.000%, and 0.000% on 2,151 policies, disposition March 6, 2026. If the issuing company is Erie Insurance Exchange, use the 107,179-policy row instead. If the issuing company is neither, this SERFF is not the explanation.
- If the percent change is not 0.000% and the page otherwise matches, write down both premiums, the exact percent, SERFF ERAP-134830669, NAIC 26263, and the March 6, 2026 disposition date. Then use the TDCI complaint path below.
- Compare the current offer with other quotes. A free policy review or quote is available from All Seasons Insurance Group at asigtn.com/get-a-quote or 865-263-1400. Practical coverage questions after a renewal sit in our Knoxville liability and deductible guide.
What if a renewal change does not match the filed range?
TDCI Consumer Insurance Services exists to educate consumers and mediate insurance-related disputes. Investigators determine whether the insurance company or producer is acting in accordance with Tennessee laws, rules, and regulations. Consumers who have an issue with their insurance company can file a complaint on the online insurance complaint form, or print the form and mail or fax it. The policy must have been written in Tennessee. Mail goes to Consumer Insurance Services, 500 James Robertson Parkway, 10th Floor, Nashville, TN 37243. Questions: 615-741-2218 or 1-800-342-4029.
Bring the two premiums, the percent change, the declarations page, the renewal offer, SERFF ERAP-134830669, and NAIC 26263. Do not send an AI-generated summary as the complaint. TDCI warns that AI tools can generate inaccurate information about insurance topics and that incorrect AI material can slow a complaint because the Division has to fact-check it.
What does a 0.000% filing on 2,151 Company policies actually tell a driver?
It tells you the June 2026 auto table has a smaller Erie company book next to the large Exchange book on the same SERFF. The state posted Erie Insurance Company, NAIC 26263, SERFF ERAP-134830669, 0.000% three times, and 2,151 policies. It does not tell you what one household will pay. It does not promise coverage, eligibility, or price. It tells you not to paste a 107,179 Exchange count, an 18.450% Mutual ceiling, or a 3.200% InsureMax overall onto this Company row.
Read the company name and the policy count as they were printed. Then put this week’s renewal next to the current declarations page. If the premium moved and the page did not, this row is not the explanation.
Seasons change. So should your coverage.
All Seasons Insurance Group can sit a current declarations page next to a renewal offer and walk the filed minimum, overall, and maximum. That is a free policy review or quote — not a coverage promise and not a guarantee of eligibility or price. Call 865-263-1400 or request it at https://asigtn.com/get-a-quote/.
This article is informational only. It does not promise coverage, price, eligibility, or that any filing will change a specific reader’s premium.
