FEMA’s September 10, 2026 Changes in Flood Hazard Determinations notice (FR Doc. 2026-18404) lists Unincorporated areas of Roane County (26-04-0260P) with a September 17, 2026 date of modification and community number 470267. The table prints the map repository as Roane County Building Codes and Zoning, 308 North 3rd Street, Kingston, TN 37763.
A Letter of Map Revision is not a condo policy. Kingston-area condo and townhome owners still need to read the association master policy and the unit-owner HO-6 side by side. This article is informational only. It does not promise coverage, price, eligibility, or that any unit changed flood zone.
Seasons change. So should your coverage. For a free policy review, call 865-263-1400 or visit asigtn.com/get-a-quote/.
By All Seasons Insurance Group
What did FEMA list for unincorporated Roane County condo and townhome owners?
| Item | Detail |
|---|---|
| Community | Unincorporated areas of Roane County |
| Case No. | 26-04-0260P |
| Date of modification | September 17, 2026 |
| Community No. | 470267 |
| Map repository | Roane County Building Codes and Zoning, 308 North 3rd Street, Kingston, TN 37763 |
| Condo documents to compare | Association master policy certificate + unit HO-6 |
| Flood | Separate NFIP or private flood conversation — not automatic on HO-6 |
Does a LOMR replace a condo master policy or unit HO-6?
No. Map revisions change flood-hazard information. Condo and townhome owners still need the association master policy certificate and a unit-owner HO-6 read side by side. Informational only.
Where is the unincorporated Roane County map repository printed?
Roane County Building Codes and Zoning, 308 North 3rd Street, Kingston, TN 37763.
When is the listed date of modification for case 26-04-0260P in that row?
September 17, 2026, per FR Doc. 2026-18404.
Does a standard HO-6 cover flood?
Typically no. Flood is a separate NFIP or private flood conversation. A LOMR notice does not add flood to a unit policy. Informational only — no coverage promise.
What documents should a Kingston-area condo owner compare before Sept. 17, 2026?
The association master policy certificate, the unit HO-6 declarations and endorsements, any lender flood letter, and the Map Service Center panel for the parcel.
Is unincorporated Roane County the same community number as the City of Rockwood?
No. Unincorporated Roane County is community 470267. The City of Rockwood row on the same notice is community 475443.
Where can someone request a free condo-stack policy review?
Call 865-263-1400 or use asigtn.com/get-a-quote. Bring the master certificate and HO-6. Informational only.
Seasons change. So should your coverage.
Related: the Rockwood condo/HO-6 companion for the same LOMR case.
