The Tennessee Department of Commerce and Insurance publishes monthly automotive insurance policy rate-change information filed through the System for Electronic Rate and Form Filing. The table current as of August 2026 — last updated September 2, 2026, at 9:58 a.m. — lists GEICO Indemnity Company under SERFF tracking number GECC-135030001. The disposition date is August 4, 2026. The overall rate impact is 0.000%. The maximum rate impact is 8.800%. The minimum rate impact is −10.000%. The listing shows 42,951 policies affected.
That swing is the story. A book-level zero is not a household freeze, and it is not an 8.800% hike for every policy on the row. TDCI printed both ends. This article is about GEICO Indemnity on GECC-135030001.
Seasons change. So should your coverage. For a free policy review, call 865-263-1400 or visit asigtn.com/get-a-quote/.
By All Seasons Insurance Group
What did TDCI post for GEICO Indemnity Company on SERFF GECC-135030001?
TDCI says it posts the monthly auto table to help consumers better understand and compare rate changes among insurers. The GEICO Indemnity Company row is coded as 19.0001 Private Passenger Auto (PPA). The company carries NAIC company code 22055.
| Company | NAIC | SERFF | Coverage | Disposition | Overall | Minimum | Maximum | Policies affected |
|---|---|---|---|---|---|---|---|---|
| GEICO Indemnity Company | 22055 | GECC-135030001 | 19.0001 Private Passenger Auto (PPA) | 08/04/2026 | 0.000% | −10.000% | 8.800% | 42,951 |
Source: TDCI Monthly Auto Policy Rates, table current as of August 2026; live rows in the page DataTable JSON. Page last updated September 2, 2026, at 9:58 a.m. Figures copied from that JSON. No other percentages added.
Does a 0.000% overall mean every GEICO Indemnity policyholder pays the same premium?
No. The overall figure is a book-level result. The same TDCI row prints a minimum of −10.000% and a maximum of 8.800%. A zero headline is not a freeze for every policy on that book.
How is this different from the GEICO Marine row on the same SERFF?
Both rows share SERFF GECC-135030001 and the August 4, 2026 disposition, but GEICO Indemnity is NAIC 22055 with −10.000% to 8.800% on 42,951 policies, while GEICO Marine is NAIC 37923 with −15.700% to 15.000% on 9,917 policies.
What does an 8.800% maximum on a 0.000% overall row mean?
It means TDCI printed 8.800% as the maximum rate impact and −10.000% as the minimum for GEICO Indemnity on this SERFF, while the overall stayed 0.000% across 42,951 policies. It is not a household forecast.
How can a Tennessee driver look this filing up?
Open TDCI Monthly Auto Policy Rates (as of August 2026), find GEICO Indemnity Company on GECC-135030001, and confirm 0.000% overall, −10.000% minimum, 8.800% maximum, and 42,951 policies. Review the public filing at SERFF Filing Access for Tennessee.
What should a Tennessee driver do this week?
Pull the current declarations page and the renewal offer. Confirm whether the issuing company is GEICO Indemnity Company, NAIC 22055. Compute the percent change without rounding. For a free policy review or quote, call 865-263-1400 or use asigtn.com/get-a-quote.
What if a renewal change sits outside −10.000% to 8.800%?
File a complaint with TDCI Consumer Insurance Services. The policy must have been written in Tennessee. Use the online form or mail Consumer Insurance Services, 500 James Robertson Parkway, 10th Floor, Nashville, TN 37243. Bring SERFF GECC-135030001 and NAIC 22055.
Does this article promise a premium cut or increase?
No. It restates the public TDCI August 2026 GEICO Indemnity row. It does not promise coverage, eligibility, or price for any reader.
Seasons change. So should your coverage.
