The Tennessee Department of Commerce and Insurance monthly auto table — current as of August 2026 and last updated September 2, 2026, at 9:58 a.m. — lists two Liberty Mutual legal companies under the same SERFF tracking number LBPM-135028100, type of coverage 19.0001 Private Passenger Auto (PPA), disposition date 07/28/2026. Both rows print overall, maximum, and minimum rate impact 0.000 % and Policies_Affected 0.
That is a fully flat printed band with zero policies affected on the public table. This article restates the published TDCI rows. It is informational only. It does not promise coverage, price, eligibility, or that any single policy will stay unchanged in every respect.
Seasons change. So should your coverage. For a free policy review, call 865-263-1400 or visit asigtn.com/get-a-quote/.
By All Seasons Insurance Group
What did TDCI’s August 2026 auto table list for Liberty Mutual?
| Field | Liberty Mutual Insurance Company | Liberty Mutual Personal Insurance Company |
|---|---|---|
| NAIC | 23043 | 12484 |
| SERFF | LBPM-135028100 | LBPM-135028100 |
| Coverage | 19.0001 Private Passenger Auto (PPA) | 19.0001 Private Passenger Auto (PPA) |
| Disposition | 07/28/2026 | 07/28/2026 |
| Overall / max / min | 0.000 % / 0.000 % / 0.000 % | 0.000 % / 0.000 % / 0.000 % |
| Policies affected | 0 | 0 |
Open Monthly Auto Policy Rates and confirm the August 2026 stamp and the September 2, 2026, 9:58 a.m. update line. Then open the page’s table JSON and find SERFF_Tracking_# LBPM-135028100.
Does a 0.000% overall filing with 0 policies mean nothing happened?
On these rows, TDCI printed a flat band and zero policies affected. That still describes the public table entry. It is not a promise that every billing line, fee, or underwriting action outside the rate table will look identical at renewal.
How do I confirm the Liberty Mutual auto numbers myself?
Confirm Company_Name for both Liberty Mutual entities, NAIC codes 23043 and 12484, SERFF_Tracking_# LBPM-135028100, Type_Of_Coverage 19.0001 Private Passenger Auto (PPA), Disposition_Date 07/28/2026, Overall/Maximum/Minimum Rate_Impact_% “0.000 %,” and Policies_Affected 0.
Why publish a filing that shows zero policies affected?
Because TDCI publishes the table “to help consumers better understand and compare rate changes among insurers.” A flat printed band with zero policies affected still sits next to larger books on the same August page.
Where can I look up the public SERFF filing?
Open Tennessee SERFF Filing Access. Search Liberty Mutual and tracking number LBPM-135028100. Public SERFF access is free.
Are Liberty Mutual Insurance Company and Liberty Mutual Personal the same row?
Same SERFF tracking number and the same printed band and disposition date. Different NAIC company codes and separate TDCI rows. Match your declarations page to the legal company name and NAIC code on your policy.
What should a Tennessee Liberty Mutual auto customer do before renewal?
Pull the declarations page. Note liability limits, deductibles, and any usage-based or telematics discounts. Compare the renewal change with the printed 0.000% band. Then request a free policy review. Informational only.
Does this article promise a lower or higher premium?
No. It restates TDCI’s published table rows. Individual results vary. Call 865-263-1400 or use asigtn.com/get-a-quote/.
Seasons change. So should your coverage.
