TDCI’s Glossary of Insurance Terms defines the declarations page as the page in a policy that shows the name and address of the insurer, the period of time a policy is in force, the amount of the premium, and the amount of coverage.
That page is often the first sheet Tennesseans pull when a lender, landlord, or agent asks what is in force. It is a summary sheet — not every exclusion or endorsement — but it anchors who wrote the policy, when it runs, what it costs, and the coverage amounts shown.
East Tennessee homeowners and drivers should match the declarations amounts to any mortgage or lienholder requirements and to any later endorsements that change those figures.
Use TDCI’s definition as a checklist when you open a renewal packet: insurer identity, policy period, premium, and coverage amounts should be visible on that page.
For a free personal policy review, call All Seasons Insurance Group at 865-263-1400 or visit asigtn.com/get-a-quote/. Seasons change. So should your coverage.
What does TDCI say a declarations page shows?
The name and address of the insurer, the period of time a policy is in force, the amount of the premium, and the amount of coverage.
Is the declarations page the entire policy?
No. TDCI describes it as the page that shows those summary facts; forms and endorsements still matter.
Why do lenders ask for a declarations page?
Because it shows who the insurer is, the policy period, the premium, and the coverage amounts in one place.
Does TDCI’s definition list every exclusion?
No. The glossary definition focuses on insurer identity, period, premium, and coverage amounts.
Should you compare renewals to the prior declarations page?
Yes — period, premium, and coverage amounts are the fields TDCI highlights for that page.
Where is the official wording published?
In TDCI’s Glossary of Insurance Terms under Consumer Education.
Does reading the declarations page replace an agent review?
No. TDCI’s definition is informational; policy forms and eligibility still require a careful review.
How can All Seasons help after reading this?
Call 865-263-1400 or visit asigtn.com/get-a-quote/ for a free personal policy review. Informational only; no coverage promises.
