Governor Bill Lee has proclaimed September Life Insurance Awareness Month in Tennessee, and TDCI’s September 1, 2026 release pairs the proclamation with a practical checklist to help families actually use a policy when it is needed.
On lost coverage, TDCI points consumers to the NAIC’s free Life Insurance Policy Locator Service, noting that in 2025 the service “helped locate over $107 million in benefits for Tennesseans.”
On claim timing: “An insurance company has 60 days to pay a death claim to beneficiaries. If a claim is not paid within 15 days of the date of death, the company must also pay interest.”
On premiums: “There is a grace period of 30 days for missed payments in Tennessee. If you miss a payment, you will be covered for 30 days even if the missed payment is not made up.”
On maintenance, TDCI says to check policies once a year so every beneficiary is listed with current contact information — and to tell beneficiaries the policies exist, because good communication saves everyone time and confusion later.
Seasons change. So should your coverage. For a free personal policy review, call 865-263-1400 or visit asigtn.com/get-a-quote/.
By All Seasons Insurance Group — informational only; no coverage or eligibility promise.
| TDCI checklist item | Figure or rule cited |
|---|---|
| NAIC locator (2025) | Over $107 million in benefits located for Tennesseans |
| Death-claim timing | 60 days to pay; interest if unpaid within 15 days of death |
| Missed premium | 30-day grace period in Tennessee |
| Beneficiary hygiene | Review at least annually after life events |
What did Governor Lee proclaim for September in Tennessee?
TDCI reports that Governor Bill Lee proclaimed September as Life Insurance Awareness Month in Tennessee.
How much in life benefits did the NAIC locator help find for Tennesseans in 2025?
TDCI states that in 2025 the NAIC Life Insurance Policy Locator Service helped locate over $107 million in benefits for Tennesseans.
How quickly must an insurer pay a death claim in Tennessee per TDCI?
TDCI says an insurance company has 60 days to pay a death claim; if unpaid within 15 days of the date of death, the company must also pay interest.
What grace period does TDCI cite for missed life premiums?
TDCI states Tennessee has a 30-day grace period for missed payments, and coverage continues for those 30 days even if the missed payment is not yet made up.
How often does TDCI say policyholders should check beneficiaries?
TDCI advises checking policies once a year to confirm beneficiaries are listed and that contact information is correct.
Should beneficiaries know a policy exists?
Yes. TDCI tells policyholders to let beneficiaries know about the policies and to keep a current copy with estate paperwork.
Is this article selling a life policy?
No. It restates TDCI’s September Life Insurance Awareness Month consumer checklist. Coverage depends on an issued contract.
How can All Seasons help after reading this?
Call 865-263-1400 or visit asigtn.com/get-a-quote/ for a free personal policy review.
