Most rows in the Tennessee Department of Commerce and Insurance (TDCI) monthly homeowners table belong to one company and one filing. Two filings in the table labeled “As of September 2026” work differently: SERFF tracking numbers ACEH-134936759 and ACEH-134936218 each appear on several company rows, seven companies in all, with a disposition date of 05/20/2026.
Overall changes on those rows run from 0.000% to 8.100%. No row on either filing lists a minimum below 0.000%, so none of the printed ranges includes a decrease.
| Company | SERFF number | Overall | Min / max | Policies |
|---|---|---|---|---|
| Pacific Indemnity Company | ACEH-134936759 | 8.100% | 0.000% / 8.600% | 228 |
| Chubb National Insurance Company | ACEH-134936759 | 8.100% | 0.000% / 8.700% | 1,162 |
| Chubb Indemnity Insurance Company | ACEH-134936759 | 8.100% | 0.000% / 8.500% | 752 |
| Vigilant Insurance Company | ACEH-134936759 | 0.000% | 0.000% / 0.000% | 58 |
| Federal Insurance Company | ACEH-134936759 | 0.000% | 0.000% / 0.000% | 251 |
| Great Northern Insurance Company | ACEH-134936218 | 4.900% | 0.000% / 5.800% | 355 |
| Executive Risk Indemnity Inc. | ACEH-134936218 | 4.800% | 0.000% / 5.800% | 2,223 |
Source: TDCI Monthly Homeowners Policy Rates, table as of September 2026. All rows list coverage type 04.0000 Homeowners Sub-TOI Combinations and a disposition date of 05/20/2026.
Why one filing can show up on several rows
Insurers sometimes write the same homeowners program through more than one licensed company. When one filing applies to several of those companies, TDCI’s table lists a row for each, with its own overall change and policy count. That is why the same SERFF number can show 8.100% on one row and 0.000% on another.
What the numbers say
- On ACEH-134936759, three companies list 8.100% overall and two list 0.000%.
- On ACEH-134936218, the two companies list 4.900% and 4.800% overall, both with a 5.800% maximum.
- Executive Risk Indemnity Inc. lists the most policies on either filing, 2,223.
- Every row prints a 0.000% minimum.
What the numbers do not say
A rate filing changes the price of the same coverage. Your renewal can also move because of a higher dwelling limit, an added endorsement, a deductible change, or a claim. If the company name on your declarations page matches one of these rows, use the table as a starting point for a conversation with your agent, not as your new premium.
How to check a filing yourself
- Find the exact company name on your declarations page. Several of these names are similar, so match it carefully.
- Open TDCI’s Monthly Homeowners Policy Rates page and locate that company’s row.
- Search SERFF Filing Access for Tennessee using the SERFF number on that row.
More on reading the table: How to read Tennessee’s monthly homeowners rate table on TDCI’s website. and How Tennesseans look up insurance rate filings on SERFF Filing Access and TDCI’s monthly tables. For other recent homeowners filings and cost trends, see Cincinnati’s 5.545% Tennessee Homeowners Filing Still Allows a 53.793% Increase — 4,089 Policies and Tennessee Now Has the 7th-Highest Home Insurance Costs in America — $3,408 a Year. If you are weighing a higher deductible to offset an increase, start with Understanding Home Insurance Deductibles in Tennessee: How to Choose the Right Amount and Avoid Costly Surprises.
If a renewal still does not make sense after you have talked with your agent or insurer, TDCI accepts consumer complaints online.
Related reading from All Seasons
- How to read Tennessee’s monthly homeowners rate table on TDCI’s website.
- How Tennesseans look up insurance rate filings on SERFF Filing Access and TDCI’s monthly tables.
- Cincinnati’s 5.545% Tennessee Homeowners Filing Still Allows a 53.793% Increase — 4,089 Policies
- Tennessee Now Has the 7th-Highest Home Insurance Costs in America — $3,408 a Year
- Understanding Home Insurance Deductibles in Tennessee: How to Choose the Right Amount and Avoid Costly Surprises
Free policy review
All Seasons Insurance Group offers a free personal policy review. Call 865-263-1400 or visit asigtn.com/get-a-quote/. This article is informational only and does not promise coverage or eligibility; your policy forms control. Seasons change. So should your coverage.
Which companies are on SERFF filing ACEH-134936759?
TDCI's September 2026 table lists Pacific Indemnity Company, Chubb National Insurance Company, and Chubb Indemnity Insurance Company at 8.100% overall, and Vigilant Insurance Company and Federal Insurance Company at 0.000%.
Which companies are on SERFF filing ACEH-134936218?
Great Northern Insurance Company at 4.900% overall on 355 policies and Executive Risk Indemnity Inc. at 4.800% overall on 2,223 policies, each with a 5.800% maximum.
Do any of these rows show a decrease?
No. Every row on both filings prints a 0.000% minimum, so none of the listed ranges goes below zero.
When were these filings dispositioned?
The TDCI table lists 05/20/2026 for every row on both filings.
Why does the same SERFF number show different percentages?
One filing can apply to several licensed companies. TDCI lists a separate row for each company, with its own overall change and policy count.
Will my premium go up exactly 8.1%?
Not necessarily. The overall figure is an average for that company, and your renewal can also change because of coverage limits, deductibles, endorsements, or claims.
How do I look up one of these filings?
Match the company name on your declarations page to a row on TDCI's Monthly Homeowners Policy Rates page, then search SERFF Filing Access for Tennessee using that row's SERFF number.
How can All Seasons help after reading this?
Call 865-263-1400 or visit asigtn.com/get-a-quote/ for a free personal policy review. Informational only; no coverage promises. Seasons change. So should your coverage.
