TDCI’s Admissions / Recognitions table is not only surplus-lines and life rows. One June entry lists Klutch Insurance Company, Inc., a Risk Retention Group, NAIC 17966, as a DOMESTIC CAPTIVE RRG with Tennessee domicile and a 6/10/2026 date on the August 31, 2026 as-of update (page last updated September 9, 2026 at 10:40 AM).
That license-type label sits beside other 2026 admissions such as FIRST PROTECTIVE INSURANCE COMPANY (NAIC 10897, PROPERTY, FL, 1/1/2026). The table does not spell out which risks an RRG may write — it only records the public admission line Tennesseans can cite when a proposal uses an unfamiliar company string.
Seasons change. So should your coverage. For a free personal policy review, call 865-263-1400 or visit asigtn.com/get-a-quote/.
By All Seasons Insurance Group — informational only; no coverage or eligibility promise.
| Company | NAIC# | License type | Domicile | Date |
|---|---|---|---|---|
| Klutch Insurance Company, Inc., a Risk Retention Group | 17966 | DOMESTIC CAPTIVE RRG | TN | 6/10/2026 |
| FIRST PROTECTIVE INSURANCE COMPANY | 10897 | PROPERTY | FL | 1/1/2026 |
If a contractor, association, or specialty program names an RRG in a quote, copy the NAIC number and compare it to TDCI’s admissions row before you sign anything. Ask whether the contract is admitted, surplus lines, or an RRG membership arrangement — those structures differ, and this article does not choose one for you.
East Tennessee readers who want a second set of eyes on company names can bring the proposal to a free policy review. Matching the printed NAIC number to TDCI’s list is a simple first filter.
What is Klutch Insurance Company on TDCI’s admissions list?
The monthly update Admissions / Recognitions table lists Klutch Insurance Company, Inc., a Risk Retention Group, NAIC 17966, as a DOMESTIC CAPTIVE RRG with domicile TN and date 6/10/2026.
What does DOMESTIC CAPTIVE RRG mean on the table?
TDCI prints the license type as DOMESTIC CAPTIVE RRG for that row. This article restates the public label only; it does not describe which risks the RRG may write or who may join.
Is Klutch marked with an asterisk as new since the last update?
On the opened August 31, 2026 as-of page, the Klutch row is dated 6/10/2026 without an asterisk in the admissions list. Asterisked August rows are separate admissions.
Why would a Tennessee reader care about an RRG admission?
Risk retention groups appear on the same public admissions list as property and life companies. Businesses that hear an RRG name in a proposal can confirm the NAIC number and domicile against TDCI’s table.
Does this article say Klutch will sell personal homeowners or auto policies?
No. The TDCI row only shows company name, NAIC number, license type, domicile, and date. It is not a product catalog and not a coverage offer.
How current is the monthly update?
The page states it is as of August 31, 2026, and last updated September 9, 2026 at 10:40 AM.
Where else can I verify a Tennessee insurance company license?
TDCI links consumers to license-verification tools and publishes the monthly update alongside SERFF filing access for rate and form research.
How can All Seasons help after I see an unfamiliar company name?
Call 865-263-1400 or use asigtn.com/get-a-quote/ for a free personal policy review. Bring any proposal or declarations page that lists a company NAIC number.
