The Tennessee Department of Commerce and Insurance publishes monthly homeowners insurance policy rate-change information filed through the System for Electronic Rate and Form Filing. The table current as of August 2026 — last updated September 2, 2026, at 9:58 a.m. — lists Travelers Personal Insurance Company under SERFF tracking number TRVD-G134981230. The disposition date is June 17, 2026. The overall rate impact is 0.000%. The maximum rate impact is 17.400%. The minimum rate impact is −4.600%. The listing shows 76,618 policies affected.
That swing is the story. A book-level zero is not a household freeze, and it is not a 17.400% hike for every policy on the row. TDCI printed both ends. This article is about TRVD-G134981230.
Seasons change. So should your coverage. For a free policy review, call 865-263-1400 or visit asigtn.com/get-a-quote/.
By All Seasons Insurance Group
What did TDCI post for Travelers Personal Insurance Company on SERFF TRVD-G134981230?
TDCI says it posts the monthly homeowners table to help consumers better understand and compare rate changes among insurers. The Travelers Personal Insurance Company row is coded as 04.0000 Homeowners Sub-TOI Combinations. The company carries NAIC company code 38130.
| Company | NAIC | SERFF | Coverage | Disposition | Overall | Minimum | Maximum | Policies affected |
|---|---|---|---|---|---|---|---|---|
| Travelers Personal Insurance Company | 38130 | TRVD-G134981230 | 04.0000 Homeowners Sub-TOI Combinations | 06/17/2026 | 0.000% | −4.600% | 17.400% | 76,618 |
Source: TDCI Monthly Homeowners Policy Rates, table current as of August 2026; live rows in the page DataTable JSON. Page last updated September 2, 2026, at 9:58 a.m. Figures copied from that JSON. No other percentages added.
Does a 0.000% overall mean every Travelers Personal homeowner pays the same premium?
No. The overall figure is a book-level result. The same TDCI row prints a minimum of −4.600% and a maximum of 17.400%. A zero headline is not a freeze for every policy on that book.
What does a 17.400% maximum on a 0.000% overall row mean?
It means TDCI printed 17.400% as the maximum rate impact and −4.600% as the minimum for Travelers Personal on this SERFF, while the overall stayed 0.000% across 76,618 policies. It is not a household forecast.
How can a Tennessee homeowner look this filing up?
Open TDCI Monthly Homeowners Policy Rates (as of August 2026), find Travelers Personal Insurance Company on TRVD-G134981230, and confirm 0.000% overall, −4.600% minimum, 17.400% maximum, and 76,618 policies. Review the public filing at SERFF Filing Access for Tennessee.
What should a Tennessee homeowner do this week?
Pull the current declarations page and the renewal offer. Confirm whether the issuing company is Travelers Personal Insurance Company, NAIC 38130. Compute the percent change without rounding. For a free policy review or quote, call 865-263-1400 or use asigtn.com/get-a-quote.
What if a renewal change sits outside −4.600% to 17.400%?
File a complaint with TDCI Consumer Insurance Services. The policy must have been written in Tennessee. Use the online form or mail Consumer Insurance Services, 500 James Robertson Parkway, 10th Floor, Nashville, TN 37243. Bring SERFF TRVD-G134981230 and NAIC 38130.
Does this article promise a premium cut or increase?
No. It restates the public TDCI August 2026 Travelers Personal row. It does not promise coverage, eligibility, or price for any reader.
Seasons change. So should your coverage.
