The Tennessee Department of Commerce and Insurance (TDCI) posts a monthly table of auto insurance rate changes filed through the System for Electronic Rate and Form Filing (SERFF). In the table labeled “As of September 2026,” one of the larger rows by policies affected belongs to Trexis Insurance Corporation (NAIC 12188).
| Item | TDCI table entry |
|---|---|
| Company | Trexis Insurance Corporation |
| SERFF tracking number | VSGP-135047698 |
| Coverage type | 19.0001 Private Passenger Auto (PPA) |
| Disposition date | 08/18/2026 |
| Overall rate impact | −6.000% |
| Minimum / maximum | −11.700% / −2.600% |
| Policies affected | 55,565 |
Source: TDCI Monthly Auto Policy Rates, table as of September 2026.
What the numbers say
The overall figure, −6.000%, is the average effect across the 55,565 policies the filing affects. The range runs from −11.700% to −2.600%. Because the maximum is below zero, every individual change the table lists for this filing is a decrease.
Not every auto row reads this way; some pair a modest overall number with a wide swing in both directions. Here the printed band stays entirely below zero.
What the numbers do not say
A rate filing changes the price of the same coverage. It does not account for everything else that moves an auto premium at renewal. A new driver on the policy, a ticket or at-fault accident, a different vehicle, a move to a new garaging address, or a change in limits or deductibles can all push your own bill in a different direction.
So if you are a Trexis policyholder, the table is a good reason to read your renewal closely, not a promise of a specific number.
A renewal checklist for Tennessee drivers
- Compare this term’s and last term’s declarations pages side by side: limits, deductibles, drivers, vehicles, and discounts.
- Check that comprehensive and collision are still on the vehicles you want covered. Refresher: TDCI’s glossary separates collision coverage from comprehensive coverage.
- Confirm your liability limits still fit your assets. A lower rate is a good time to price higher limits.
- Look up the filing yourself on SERFF Filing Access for Tennessee using VSGP-135047698. How-to: How Tennesseans look up insurance rate filings on SERFF Filing Access and TDCI’s monthly tables.
For other recent auto filings in Tennessee, see A 12.7% Tennessee Auto Rate Increase Just Cleared the State Filing System and Vault Reciprocal Filed a 14.800% Tennessee Auto Decrease — Some Policies Can Still Move 13.100% Up.
If something on a renewal does not add up after you have talked with your agent, TDCI accepts consumer complaints online.
Related reading from All Seasons
- A 12.7% Tennessee Auto Rate Increase Just Cleared the State Filing System
- Vault Reciprocal Filed a 14.800% Tennessee Auto Decrease — Some Policies Can Still Move 13.100% Up
- TDCI’s glossary separates collision coverage from comprehensive coverage.
- How Tennesseans look up insurance rate filings on SERFF Filing Access and TDCI’s monthly tables.
Free policy review
All Seasons Insurance Group offers a free personal policy review. Call 865-263-1400 or visit asigtn.com/get-a-quote/. This article is informational only and does not promise coverage or eligibility; your policy forms control. Seasons change. So should your coverage.
What did TDCI list for Trexis Insurance Corporation?
TDCI's September 2026 auto table lists SERFF VSGP-135047698, private passenger auto, disposition 08/18/2026, overall −6.000%, minimum −11.700%, maximum −2.600%, and 55,565 policies affected.
Does every Trexis policy get a decrease?
Every individual change the table lists for this filing is a decrease, because the maximum is −2.600%. Your own renewal can still change because of drivers, vehicles, claims, or coverage choices.
What does the overall rate impact mean?
It is the average effect across the policies the filing affects. The minimum and maximum columns show the range of individual changes.
When was the filing dispositioned?
The TDCI table lists a disposition date of 08/18/2026.
How do I look up the filing?
Use the SERFF tracking number VSGP-135047698 on SERFF Filing Access for Tennessee, after checking TDCI's Monthly Auto Policy Rates page.
Should I change coverage because my rate went down?
That is a personal decision. A lower rate can be a good time to review liability limits and deductibles with an agent.
Where can I complain if my renewal seems wrong?
Start with your agent or insurer. If the issue is not resolved, TDCI accepts consumer complaints online.
How can All Seasons help after reading this?
Call 865-263-1400 or visit asigtn.com/get-a-quote/ for a free personal policy review. Informational only; no coverage promises. Seasons change. So should your coverage.
