Letter of Map Revision 24-04-5388P for the City of Dyersburg and unincorporated Dyer County is listed with a modification date of May 29, 2026 in the Federal Register, including the August 21, 2026 finalized notice (FR Doc. 2026-17070, FEMA Docket No. B-2610). Community numbers: 470047 (city) and 470284 (unincorporated). Condo owners still need the association master policy and an HO-6 — a zone letter does not replace either.
This companion piece restates the opened Federal Register table and the condo insurance gap that a flood-map revision does not close. Informational only. No coverage or eligibility promises.
Seasons change. So should your coverage. For a free policy review, call 865-263-1400 or visit asigtn.com/get-a-quote/.
By All Seasons Insurance Group
What did FEMA publish for Dyersburg that still matters to condo owners?
| Item | Detail |
|---|---|
| Location and case No. | City of Dyersburg (24-04-5388P); Unincorporated areas of Dyer County (24-04-5388P) |
| Date of modification | May 29, 2026 |
| Community Nos. | 470047 (city); 470284 (unincorporated) |
| Federal Register | Aug. 21, 2026; FR Doc. 2026-17070 (also listed June 11, 2026; FR Doc. 2026-11669) |
| Docket | FEMA-B-2610 |
| Map repositories | City Hall, 425 West Court Street, Dyersburg; Dyer County Courthouse, 101 West Court Street, Dyersburg |
The notice states that new or modified flood hazard determinations shown on the indicated LOMR are finalized and that each LOMR revises the FIRM panels (and where applicable portions of the FIS report) currently in effect. The current effective community number must be used for all new policies and renewals.
Does a new flood-zone letter replace my HO-6 or the association master policy?
No. A LOMR revises flood hazard information. It does not cancel the association master policy or a unit owner’s HO-6. Keep both documents current and ask the association for the latest declarations page.
Does an HO-6 or the master policy cover flood in Dyersburg?
Standard condo and homeowners forms typically exclude flood. Flood is a separate NFIP or private flood conversation. Map changes can move a building’s zone or base flood elevation; they do not convert an HO-6 into flood coverage.
What does Tenn. Code Ann. § 66-27-413 require the association to insure?
Tennessee’s condominium statute addresses association property insurance on common elements and, to the extent reasonably available, on units, subject to the declaration. Unit owners still commonly carry an HO-6 for personal property, unit improvements, loss assessment, and personal liability. This is informational, not legal advice.
What should a Dyersburg condo owner or buyer do now?
Confirm whether the building sits in community 470047 or 470284. Look it up on the FEMA Map Service Center. Request the master-policy declarations. Match HO-6 limits to improvements and loss assessment. Ask about flood separately if the zone or lender requires it.
What is LOMR 24-04-5388P, and when is the listed modification date?
It is the FEMA Letter of Map Revision for Dyersburg and unincorporated Dyer County in FR Doc. 2026-17070 (Aug. 21, 2026). Modification date: May 29, 2026. Case number 24-04-5388P appears in the opened Federal Register table.
Is this the same map change as Maury County’s June 1 LOMR?
No. The same Aug. 21 notice also lists unincorporated Maury County under case 25-04-3682P with a June 1, 2026 date. Different county. Different case. Different community number.
How do I look up a Dyersburg unit on the FEMA Map Service Center?
Use msc.fema.gov advanced search with the street address or the correct community number for the parcel. Do not mix the city and county IDs.
Seasons change. So should your coverage.
Source links
- Changes in Flood Hazard Determinations (FR Doc. 2026-17070)
- GovInfo full text — FR-2026-08-21 / 2026-17070
- Changes in Flood Hazard Determinations (FR Doc. 2026-11669)
- FEMA Map Service Center — Advanced Search
- FEMA Revised Flood Lines in Dyersburg and Dyer County — Case 24-04-5388P, Effective May 29
- Tennessee Flood Insurance Homeowners Guide 2026
- Get a Quote — All Seasons Insurance Group
