Sevierville’s Nov. 13 flood maps are final — condo owners still need the master policy and an HO-6.

Condo-style mountain buildings near a wooded ridge suggesting HO-6 and master-policy review, no people or logos
By Preston Stewart, All Seasons Insurance Group  ·  September 24, 2026

FEMA’s August 6, 2026 Final Flood Hazard Determinations notice (FR Doc. 2026-15942, 91 FR 50874) lists the City of Sevierville under Sevier County Docket FEMA-B-2550 with a November 13, 2026 FIRM date. The table prints the map repository as City Hall, 120 Gary Wade Boulevard, Sevierville, TN 37862.

A final map date is not a condo policy. Sevierville condo and townhome owners still need to read the association master policy and the unit-owner HO-6 side by side. This article is informational only. It does not promise coverage, price, eligibility, or that any unit changed flood zone.

Seasons change. So should your coverage. For a free policy review, call 865-263-1400 or visit asigtn.com/get-a-quote/.

By All Seasons Insurance Group

What did FEMA finalize for Sevierville condo and cabin owners?

Sevierville Final FIRM + condo stack (FR Doc. 2026-15942)
ItemDetail
CommunityCity of Sevierville
FIRM effective dateNovember 13, 2026
DocketFEMA-B-2550
Map repositoryCity Hall, 120 Gary Wade Boulevard, Sevierville, TN 37862
Condo documents to compareAssociation master policy certificate + unit HO-6
FloodSeparate NFIP or private flood conversation — not automatic on HO-6

Does a final FIRM date replace a condo master policy or HO-6?

No. Map revisions change flood-hazard information. Condo and townhome owners still need the association master policy certificate and a unit-owner HO-6 read side by side. Informational only.

Where is the Sevierville map repository printed in the notice?

City Hall, 120 Gary Wade Boulevard, Sevierville, TN 37862.

When do the Sevier County FIRMs, including Sevierville, take effect?

November 13, 2026, per FR Doc. 2026-15942.

Does a standard HO-6 cover flood?

Typically no. Flood is a separate NFIP or private flood conversation. A final FIRM notice does not add flood to a unit policy. Informational only — no coverage promise.

What documents should a Sevierville condo owner compare before Nov. 13, 2026?

The association master policy certificate, the unit HO-6 declarations and endorsements, any lender flood letter, and the Map Service Center panel for the parcel.

Is Sevierville’s row a LOMR case number?

No. FR Doc. 2026-15942 is a Final Flood Hazard Determinations notice (Docket FEMA-B-2550), not a LOMR case table. It still sets the November 13, 2026 FIRM date for Sevierville.

Where can someone request a free condo-stack policy review?

Call 865-263-1400 or use asigtn.com/get-a-quote. Bring the master certificate and HO-6. Informational only.

Seasons change. So should your coverage.

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