The Tennessee Department of Commerce and Insurance (TDCI) posts a monthly table of homeowners insurance rate changes filed through SERFF. In the table labeled “As of September 2026,” Chubb National Insurance Company lists a homeowners filing at 8.100% overall. The individual range runs from 0.000% to 8.700%, and the row lists 1,162 policies affected.
| Item | TDCI table entry |
|---|---|
| Company | Chubb National Insurance Company (NAIC 10052) |
| SERFF tracking number | ACEH-134936759 |
| Coverage type | 04.0000 Homeowners Sub-TOI Combinations |
| Disposition date | 05/20/2026 |
| Overall rate impact | 8.100% |
| Minimum / maximum | 0.000% / 8.700% |
| Policies affected | 1,162 |
Source: TDCI Monthly Homeowners Policy Rates, table as of September 2026.
An average that is not a bill guarantee
An 8.1% overall figure is the filing’s average effect across the affected book. Some policies can land at the minimum of 0%, while others can move as high as 8.7%. Where a given policy lands depends on how the filing changes the rating factors that apply to that home, location, and coverage package. The TDCI table does not list those factors; SERFF Filing Access does.
Other September rows moved the other direction or stayed flat. For contrast, see TDCI lists a −6% Tennessee homeowners filing for Homeowners of America that still allows increases of up to 14.1%., Grange Indemnity’s Tennessee homeowners filing lists no rate change for any of its 13,168 policies., and MemberSelect’s 0% Tennessee homeowners filing still prints a 15% individual ceiling on 11,712 policies.
How to read the Chubb National row
The SERFF tracking number is ACEH-134936759. Several Chubb-family companies share related tracking numbers on the same table; this article sticks to the Chubb National line TDCI published for 1,162 policies. A plain-English guide to the homeowners table layout is here: How to read Tennessee’s monthly homeowners rate table on TDCI’s website.
What Tennessee homeowners can do next
- If Chubb National writes your policy, ask your agent for the renewal exhibit that shows how this filing hits your address and coverage.
- Review deductibles you can actually pay after a storm: Understanding Home Insurance Deductibles in Tennessee: How to Choose the Right Amount and Avoid Costly Surprises.
- Keep a written inventory and photos of high-value items before the next claim.
- If a premium or claim dispute stalls, TDCI accepts consumer complaints at no cost via the File a Complaint page in Source links.
This article is informational only. It does not promise coverage, eligibility, or a renewal premium. Your policy forms and declarations control.
Related reading from All Seasons
- How to read Tennessee’s monthly homeowners rate table on TDCI’s website.
- TDCI lists a −6% Tennessee homeowners filing for Homeowners of America that still allows increases of up to 14.1%.
- Grange Indemnity’s Tennessee homeowners filing lists no rate change for any of its 13,168 policies.
- MemberSelect’s 0% Tennessee homeowners filing still prints a 15% individual ceiling on 11,712 policies.
- Understanding Home Insurance Deductibles in Tennessee: How to Choose the Right Amount and Avoid Costly Surprises
Free policy review
All Seasons Insurance Group offers a free personal policy review. Call 865-263-1400 or visit asigtn.com/get-a-quote/. This article is informational only and does not promise coverage or eligibility; your policy forms control. Seasons change. So should your coverage.
What did TDCI list for Chubb National Insurance Company?
In the September 2026 homeowners table, Chubb National shows 8.100% overall, with a range from 0.000% to 8.700%, on 1,162 policies.
What is the SERFF tracking number?
TDCI lists ACEH-134936759 for this Chubb National homeowners row.
When was the filing dispositioned?
The TDCI table shows a disposition date of 05/20/2026.
Will every Chubb National policy see 8.1%?
No. 8.1% is the overall average. Individual changes on this row run from 0% to 8.7%. Ask your agent how your policy is rated.
What coverage type is listed?
TDCI lists 04.0000 Homeowners Sub-TOI Combinations for this row.
Where can I read the full filing?
Use SERFF Filing Access for Tennessee with tracking number ACEH-134936759. TDCI’s monthly table is only a summary.
Is this a recommendation to switch carriers?
No. It is an informational summary of a public TDCI rate table. Your policy forms control.
How can All Seasons help after reading this?
Call 865-263-1400 or visit asigtn.com/get-a-quote/ for a free personal policy review. Informational only; no coverage promises. Seasons change. So should your coverage.
