TDCI’s Health Insurance 101 page lists ACA rating-area carriers and No Surprises links.

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By Preston Stewart, All Seasons Insurance Group  ·  September 24, 2026

TDCI’s Health Insurance 101 page gathers ACA carrier materials, rating-area lists, and No Surprises Act links for Tennesseans shopping the federal marketplace. The agency posts a clear disclaimer: “The Tennessee Department of Commerce and Insurance does not endorse or promote any of the following information nor recommend any plan for purchase.”

Under ACA Companies, TDCI publishes rating-area carrier lists. Rating Area 1 lists BlueCross Blue Shield of Tennessee, Celtic-Ambetter, Cigna. Rating Area 4 lists BlueCross Blue Shield of Tennessee, Celtic-Ambetter, Cigna, Oscar, United Healthcare. For statewide rate-increase viewing, TDCI points readers to HealthCare.gov.

The same hub links Explanation of Benefits, Using Your Health Plan, mental-health parity reminders, and No Surprises Act 2022 consumer materials — all informational pointers, not plan recommendations.

Seasons change. So should your coverage. For a free personal policy review, call 865-263-1400 or visit asigtn.com/get-a-quote/.

By All Seasons Insurance Group — informational only; no coverage or eligibility promise.

Rating area (TDCI list)Carriers named on Health Insurance 101
Rating Area 1BlueCross Blue Shield of Tennessee, Celtic-Ambetter, Cigna
Rating Area 4BlueCross Blue Shield of Tennessee, Celtic-Ambetter, Cigna, Oscar, United Healthcare
Rate increasesTDCI points to HealthCare.gov
DisclaimerTDCI does not endorse or recommend any plan

What ACA rating-area carriers does TDCI list for Rating Area 1?

TDCI’s Health Insurance 101 page lists Rating Area 1: BlueCross Blue Shield of Tennessee, Celtic-Ambetter, Cigna.

Which Rating Area 4 carriers appear on TDCI’s list?

TDCI lists Rating Area 4: BlueCross Blue Shield of Tennessee, Celtic-Ambetter, Cigna, Oscar, United Healthcare.

Does TDCI endorse the carrier presentation PDFs on Health Insurance 101?

No. TDCI’s disclaimer states the Department does not endorse or promote any of the following information nor recommend any plan for purchase.

Where does TDCI point readers for ACA rate increases statewide?

TDCI tells readers to visit the HealthCare.gov website to see rate increases across companies and throughout the state.

What federal surprise-billing topic is linked from Health Insurance 101?

The page links materials on the No Surprises Act 2022 and related consumer protections.

Who is listed as TDCI’s Policy Analysis Section contact block?

TDCI shows Policy Analysis Section, 500 James Robertson Pkwy, 6th Floor, Nashville, TN 37243-1130 on the Health Insurance 101 page.

Is All Seasons promising ACA plan eligibility in this article?

No. This is informational restatement of TDCI’s public Health Insurance 101 page only.

How can Tennesseans get a personal review of related coverages?

Call 865-263-1400 or visit asigtn.com/get-a-quote/ for a free personal policy review of lines All Seasons places.

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